Equity Release allows you to have Tax Free access to the 'Equity' (cash) tied up in your home. If you are over 55 and you have sufficient equity, even if you have a mortgage on the property, you may still be eligible.
You will retain ownership of your house, no need to downsize and be able to remain amongst the friends, family and the community you know.
*Equity release products, such as a lifetime mortgage or home reversion plan may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask for a personalised illustration.
There are many options available to you. Choosing the right adviser/broker to help you is very important. We are an independent 'Whole of Market' broker and can search the entire range of products to find the very best Equity Release deal for you.
Whatever your reasons, Equity Release could be the solution.
You may need funds for:
To go on the holiday/s of your dreams
To pay for children's school or university fees or weddings
To provide a deposit for children's first house purchase
To buy a new car
Clearing a mortgage or repaying other debts
An alternative to downsizing
To improve your home or garden
To boost your funds for a better retirement
We offer protection advice on:
Accident, Sickness & Unemployment insurance
Life insurance
Mortgage Protection
Non standard Insurance*
Critical illness cover
Income Protection
Buildings & Contents insurance
Travel Insurance
*Non Standard insurance is for special situations such as unoccupied property or properties being rebuilt or refurbished
Our membership of the Legal and General Mortgage Club allows us to offer exclusive mortgage products not available on the High Street or comparison websites. If you speak to one of our mortgage advisors we can tell you which is the best deal for you.
Your home may be reposessed if you do not keep up payments on a mortgage or any debts secured on it.
First time buyer mortgages
Help to Buy mortgages
Shared Ownership/Equity mortgages
Remortgages
Fixed rate mortgages
Buy to Let Mortgages
Tracker rate mortgages
Interest only mortgages
Adverse/bad credit mortgages
Mortgages involving debt consolidation
To discuss your financial needs further and receive a free no obligation quote
please call the office on +44(0)1444 410023, Marc on 07717 473275
or email marc@randmltd.co.uk for more information.
Ross & Montgomery Ltd, trading as Ross & Montgomery Mortgages, is directly authorised and regulated by the Financial Conduct Authority - FCA number: 807169.
.Ross & Montgomery Ltd is registered in England and Wales with company number 10893857. Our registered Office is at 4 Heath Square, Boltro Road, Haywards Heath, West Sussex, RH16 1BL.
We will provide you with the most suitable mortgage advice, tailored for your specific needs, and treat you just the way you would expect to be treated.
When you place your business with Ross and Montgomery you can relax knowing that the initial consultation will be free of charge and place you under no obligation, and that there will be no fees to pay until any mortgage we have recommended to you is accepted.
As we are fully qualified, independent advisers, not linked to any lenders or group of lenders, we will access the whole of market to find the best product for you.
